:root{
  --navy:#1B1E31; --navy2:#2A2E48; --lime:#C5E73A; --lime-soft:#F7FCE6;
  --lav:#B9A8F7; --lav-soft:#F5F3FF; --ink:#1B1E31; --muted:#565B73;
  --line:#E3E4EC; --err:#B3261E; --r:16px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased;font-size:17px}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{font-family:'Inter Display','Inter',system-ui,sans-serif;line-height:1.1;margin:0;letter-spacing:-.02em}
p{margin:0}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
.todo{background:#FFF3A8;padding:0 4px;border-radius:4px}
:focus-visible{outline:3px solid var(--lime);outline-offset:2px}

/* barra superior */
.topbar{background:var(--navy);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;gap:12px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;letter-spacing:.2em;font-size:12.5px;text-decoration:none;color:#fff;white-space:nowrap}
@media(max-width:420px){.brand{letter-spacing:.12em;font-size:11.5px;gap:8px}.tel{font-size:13px;padding:7px 11px}.topbar .wrap{padding:0 16px}}
.logo{width:22px;height:27px;color:#fff;flex:none}
.logo .dot{color:var(--lime)}
.tel{font-weight:600;font-size:14px;text-decoration:none;color:#fff;border:1px solid rgba(255,255,255,.3);padding:8px 14px;border-radius:999px;white-space:nowrap}
.pill{display:inline-block;background:var(--lime);color:var(--navy);font-weight:700;font-size:11.5px;letter-spacing:.14em;padding:7px 14px;border-radius:999px;text-transform:uppercase}

/* hero */
.hero{background:var(--navy);color:#fff;padding:34px 0 56px}
.hero-grid{display:grid;gap:28px;grid-template-columns:minmax(0,1fr);grid-template-areas:"copy" "form" "extras"}
.copy{grid-area:copy}.extras{grid-area:extras}#form-card{grid-area:form}
.copy h1{font-size:clamp(32px,8.4vw,52px);font-weight:800;margin:16px 0 14px}
.copy h1 em{font-style:normal;color:var(--lime)}
.copy .sub{font-size:clamp(16.5px,4.3vw,19px);color:#D9DBE8;max-width:34em}
.extras{display:grid;gap:22px;grid-template-columns:minmax(0,1fr);align-items:center}
.cover{width:168px;border-radius:10px;box-shadow:0 18px 40px rgba(0,0,0,.45);transform:rotate(-2.5deg);border:1px solid rgba(255,255,255,.12)}
.checks{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;color:#EEF0F8;font-size:16px}
.checks svg{flex:none;width:22px;height:22px;margin-top:1px}
@media(min-width:560px){.extras{grid-template-columns:auto minmax(0,1fr);gap:28px}}
@media(min-width:920px){
  .hero{padding:52px 0 72px}
  .hero-grid{grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);grid-template-areas:"copy form" "extras form";grid-template-rows:auto 1fr;column-gap:56px;row-gap:34px;align-items:start}
  .extras{align-self:start}
}

/* tarjeta de formulario */
.card{background:#fff;color:var(--ink);border-radius:20px;padding:24px 22px 22px;box-shadow:0 24px 60px rgba(0,0,0,.35)}
.card h2{font-size:25px;font-weight:800;margin-bottom:4px}
.card .lead{color:var(--muted);font-size:15px;margin-bottom:16px}
.field{margin-bottom:12px}
.field label,.field legend{display:block;font-weight:600;font-size:14px;margin-bottom:5px;padding:0}
fieldset{border:0;margin:0 0 12px;padding:0;min-width:0}
fieldset legend{display:block;font-weight:600;font-size:14px;margin-bottom:5px;padding:0}
input[type=text],input[type=tel],input[type=email],select{width:100%;height:50px;border:1.5px solid #CFD2E0;border-radius:12px;padding:0 14px;font:inherit;font-size:16px;color:var(--ink);background:#fff;appearance:none;-webkit-appearance:none}
select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9' viewBox='0 0 14 9'%3E%3Cpath d='M1 1l6 6 6-6' fill='none' stroke='%231B1E31' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px}
input:focus,select:focus{border-color:var(--navy);outline:3px solid rgba(197,231,58,.7);outline-offset:0}
.opts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
.opt{position:relative}
.opt input{position:absolute;opacity:0;inset:0;width:100%;height:100%;cursor:pointer;margin:0}
.opt span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:48px;padding:6px 8px;border:1.5px solid #CFD2E0;border-radius:12px;font-weight:600;font-size:14px;line-height:1.2}
.opt input:checked+span{background:var(--navy);border-color:var(--navy);color:#fff}
.opt input:focus-visible+span{outline:3px solid var(--lime);outline-offset:2px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:12.6px;line-height:1.45;color:#3E4259;margin:10px 0}
.consent input{flex:none;width:20px;height:20px;margin:1px 0 0;accent-color:var(--navy)}
.consent a{color:var(--navy);font-weight:600}
.btn{display:flex;align-items:center;justify-content:center;gap:8px;width:100%;min-height:58px;border:0;border-radius:14px;background:var(--lime);color:var(--navy);font:inherit;font-weight:800;font-size:18px;cursor:pointer;text-decoration:none;padding:0 20px;text-align:center}
.btn:hover{filter:brightness(.96)}
.btn:disabled{opacity:.6;cursor:wait}
.btn.dark{background:var(--navy);color:#fff}
.btn.line{background:#fff;border:2px solid var(--navy)}
.fine{font-size:12.5px;color:var(--muted);text-align:center;margin-top:10px}
.form-msg{margin:10px 0 0;padding:11px 13px;border-radius:10px;font-size:14px;font-weight:600}
.form-msg.err{background:#FDECEA;color:var(--err)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* aviso */
.notice{background:var(--lav-soft);border-bottom:1px solid #E3DCFB}
.notice .wrap{display:flex;gap:14px;align-items:flex-start;padding-top:18px;padding-bottom:18px;font-size:14.5px;color:#2C2F47}
.notice b{color:var(--navy)}
.notice svg{flex:none;width:22px;height:22px;margin-top:2px}

/* secciones */
.sec{padding:60px 0}
.sec.alt{background:#FAFAFD;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#6A55C9;margin-bottom:10px}
.sec h2{font-size:clamp(28px,6.4vw,40px);font-weight:800;margin-bottom:10px}
.sec .intro{color:var(--muted);max-width:40em;margin-bottom:28px}
.grid{display:grid;gap:14px;grid-template-columns:minmax(0,1fr)}
@media(min-width:640px){.grid.c2,.grid.c3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(min-width:920px){.grid.c3{grid-template-columns:repeat(3,minmax(0,1fr))}}
.tile{border:1.5px solid var(--line);border-radius:var(--r);padding:20px;background:#fff}
.tile h3{font-size:19px;font-weight:700;margin:12px 0 6px;letter-spacing:-.01em}
.tile p{font-size:15.5px;color:var(--muted)}
.num{width:34px;height:34px;border-radius:50%;background:var(--lime);color:var(--navy);display:grid;place-items:center;font-weight:800;font-size:16px}
.ico{width:40px;height:40px;border-radius:12px;background:var(--lav-soft);display:grid;place-items:center;color:var(--navy)}
.ico svg{width:22px;height:22px}
.who{display:grid;gap:22px;align-items:center}
@media(min-width:760px){.who{grid-template-columns:auto 1fr;gap:40px}}
.who .mark{width:108px;height:108px;border-radius:50%;background:var(--navy);display:grid;place-items:center}
.who .mark svg{width:46px;height:56px;color:#fff}
.who p{color:#33374D;margin-top:10px}
.who .avatar{width:132px;height:132px;border-radius:50%;object-fit:cover;border:4px solid var(--lime);box-shadow:0 14px 34px rgba(27,30,49,.22)}
@media(min-width:760px){.who .avatar{width:168px;height:168px}}

/* firma bajo el botón del inicio */
.byline{display:flex;align-items:center;gap:14px;margin-top:28px;text-decoration:none;color:#fff;width:fit-content;max-width:100%}
.byline img{width:56px;height:56px;border-radius:50%;object-fit:cover;border:2px solid var(--lime);flex:none}
.byline b{display:block;font-weight:700;font-size:16px;line-height:1.25}
.byline span span{display:block;font-size:14px;color:#C9CCDD;line-height:1.35}
.byline:hover b{text-decoration:underline;text-underline-offset:3px}

/* página Sobre mí */
.about-grid{display:grid;gap:30px;align-items:center}
.about-photo img{display:block;width:100%;height:auto;max-width:340px;aspect-ratio:4/5;object-fit:cover;border-radius:24px;margin:0 auto;box-shadow:0 26px 60px rgba(0,0,0,.42);border:1px solid rgba(255,255,255,.16)}
@media(min-width:860px){.about-grid{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:56px}.about-photo img{max-width:400px;margin:0 0 0 auto}}
.page-hero .about-copy .sub{max-width:34em}
.creds{list-style:none;margin:22px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.creds li{border:1px solid rgba(255,255,255,.28);background:rgba(255,255,255,.08);color:#fff;border-radius:999px;padding:8px 16px;font-weight:600;font-size:14px;line-height:1.3}
.creds li:first-child{background:var(--lime);border-color:var(--lime);color:var(--navy);font-weight:800}
.bio h2{margin-bottom:6px}
.bio p{color:#33374D;font-size:17px;margin-top:14px}

/* preguntas */
details{border:1.5px solid var(--line);border-radius:14px;padding:0 18px;background:#fff;margin-bottom:10px}
details[open]{border-color:var(--navy)}
summary{cursor:pointer;font-weight:700;padding:17px 26px 17px 0;list-style:none;position:relative;font-size:17px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);font-size:24px;font-weight:500}
details[open] summary::after{content:"–"}
details p{padding:0 0 18px;color:#3B4058;font-size:16px}

/* llamado final */
.final{background:var(--navy);color:#fff;text-align:center;padding:56px 0}
.final h2{font-size:clamp(28px,6.4vw,40px);font-weight:800;margin-bottom:12px}
.final p{color:#D9DBE8;max-width:34em;margin:0 auto 24px}
.final .btn{max-width:420px;margin:0 auto}

/* pie */
footer{background:#12142A;color:#B6B9CC;padding:36px 0 40px;font-size:13px}
footer .brand{color:#fff;margin-bottom:14px}
footer .links{display:flex;flex-wrap:wrap;gap:8px 22px;margin:14px 0 18px}
footer a{color:#fff}
footer .legal{max-width:62em;line-height:1.6}
footer .legal p+p{margin-top:9px}
footer .legal .agent-note{font-size:12px;line-height:1.55;color:#A7AAC0}
footer .legal .agent-note b{color:#D5D7E6}
.approval{margin-top:18px;font-size:12px;color:#9A9DB4}

/* barra fija móvil */
.sticky{position:fixed;left:0;right:0;bottom:0;background:#fff;padding:10px 16px calc(10px + env(safe-area-inset-bottom));box-shadow:0 -6px 24px rgba(0,0,0,.18);transform:translateY(110%);transition:transform .25s;z-index:20}
.sticky.show{transform:none}
.sticky .btn{min-height:52px;font-size:17px}
@media(min-width:920px){.sticky{display:none}}

/* gracias */
.thanks-hero{background:var(--navy);color:#fff;padding:44px 0 52px;text-align:center}
.thanks-hero h1{font-size:clamp(32px,8vw,48px);font-weight:800;margin:14px 0 12px}
.thanks-hero h1 em{font-style:normal;color:var(--lime)}
.thanks-hero p{color:#D9DBE8;max-width:34em;margin:0 auto 24px}
.thanks-hero .btn{max-width:440px;margin:0 auto}
.thanks-hero .cover{margin:0 auto 24px;width:150px}
.cal-cta[hidden]{display:none}
@media(max-width:639px){
  .thanks-hero{padding:26px 0 30px}
  .thanks-hero h1{margin:12px 0 8px}
  .thanks-hero p{margin-bottom:18px}
}
.cal-box{border:2px solid var(--navy);border-radius:20px;padding:24px;background:#fff}
.cal-box .embed iframe{width:100%;height:640px;border:0;margin-top:18px;border-radius:12px}
.steps{margin:18px 0 22px;display:grid;gap:12px;list-style:none;padding:0}
.steps li{display:flex;gap:12px;align-items:flex-start}
.steps .num{width:28px;height:28px;font-size:14px;flex:none}

/* páginas legales */
.legal-page{padding:44px 0 64px}
.legal-page h1{font-size:clamp(30px,7vw,42px);font-weight:800;margin-bottom:6px}
.legal-page .upd{color:var(--muted);font-size:14px;margin-bottom:26px}
.legal-page h2{font-size:21px;font-weight:700;margin:28px 0 8px;letter-spacing:-.01em}
.legal-page p,.legal-page li{color:#2F3348;font-size:16px}
.legal-page p+p{margin-top:10px}
.legal-page ul{padding-left:22px;margin:8px 0}
.legal-page li{margin:4px 0}
.back{display:inline-block;margin-bottom:18px;font-weight:600;font-size:14px}

/* ======================= SITIO PRINCIPAL ======================= */
body{overflow-x:hidden}
[id]{scroll-margin-top:84px}
.sec .intro:empty{display:none}

/* encabezado */
.site-head{background:var(--navy);color:#fff;position:sticky;top:0;z-index:40;border-bottom:1px solid rgba(255,255,255,.08)}
.site-head .wrap{display:flex;align-items:center;gap:14px;height:68px}
.nav{display:none}
.nav a{color:#E6E8F3;text-decoration:none;font-weight:600;font-size:15px;padding:9px 12px;border-radius:10px;white-space:nowrap}
.nav a:hover{background:rgba(255,255,255,.08);color:#fff}
.nav a[aria-current=page]{color:#fff;box-shadow:inset 0 -2px 0 var(--lime)}
.head-right{display:flex;align-items:center;gap:10px;margin-left:auto}
.lang{display:inline-flex;align-items:center;gap:6px;color:#fff;text-decoration:none;font-weight:700;font-size:13px;border:1px solid rgba(255,255,255,.3);padding:7px 11px;border-radius:999px}
.lang svg{width:16px;height:16px}
.btn-sm{display:none;background:var(--lime);color:var(--navy);font-weight:800;font-size:14px;text-decoration:none;padding:11px 16px;border-radius:12px;white-space:nowrap}
.btn-sm:hover{filter:brightness(.96)}
.burger{width:42px;height:42px;border:1px solid rgba(255,255,255,.3);border-radius:12px;background:transparent;display:grid;place-content:center;gap:5px;cursor:pointer;padding:0}
.burger span{display:block;width:20px;height:2px;background:#fff;border-radius:2px}
.nav.open{display:flex;flex-direction:column;position:absolute;top:68px;left:0;right:0;background:var(--navy);padding:8px 16px 18px;border-bottom:1px solid rgba(255,255,255,.1);box-shadow:0 18px 30px rgba(0,0,0,.3)}
.nav.open a{padding:13px 12px;font-size:17px}
@media(max-width:420px){.site-head .wrap{padding:0 14px;gap:8px}.lang{padding:6px 9px}}
@media(min-width:1000px){.nav{display:flex;gap:2px;margin-left:22px}.burger{display:none}.btn-sm{display:inline-block}}

/* portada */
.hero,.page-hero{position:relative;overflow:hidden}
.hero::before,.page-hero::before{content:"";position:absolute;right:-140px;top:-160px;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(185,168,247,.30),rgba(185,168,247,0) 66%);pointer-events:none}
.hero .wrap,.page-hero .wrap{position:relative}
.hero-grid.two{grid-template-areas:"copy" "form"}
.hero-grid.two .card{grid-area:form}
.hero-grid.two .copy .sub{max-width:36em}
@media(min-width:920px){.hero-grid.two{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);grid-template-areas:"copy form";grid-template-rows:auto;align-items:start;column-gap:56px}.hero-grid.two .copy{padding-top:34px}}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.cta-row .btn{width:auto;min-width:200px;flex:1 1 auto;max-width:none;margin:0;padding:0 24px}
.cta-row.center{justify-content:center}
.btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.4)}
.btn.inline{display:inline-flex;width:auto;margin-top:18px;padding:0 28px}
.btn .bi{width:20px;height:20px}
a.textlink{font-weight:700;color:var(--navy);display:inline-flex;gap:8px;align-items:center}
.inl{width:18px;height:18px}

.page-hero{background:var(--navy);color:#fff;padding:46px 0 54px}
.page-hero h1{font-size:clamp(32px,6.4vw,54px);font-weight:800;margin:16px 0 14px;max-width:17em}
.page-hero h1 em{font-style:normal;color:var(--lime)}
.page-hero .sub{font-size:clamp(16.5px,3.6vw,19.5px);color:#D9DBE8;max-width:40em}

.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust ul{list-style:none;margin:0;padding:18px 0;display:grid;gap:12px;grid-template-columns:minmax(0,1fr)}
.trust li{display:flex;gap:10px;align-items:center;font-weight:600;font-size:15px}
.trust svg{width:22px;height:22px;flex:none}
@media(min-width:700px){.trust ul{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(min-width:1060px){.trust ul{grid-template-columns:repeat(4,minmax(0,1fr))}}

/* tarjetas */
a.tile{text-decoration:none;color:inherit}
.tile.svc{display:flex;flex-direction:column;border-top:4px solid var(--lime);transition:transform .15s,box-shadow .15s}
.tile.svc.s1{border-top-color:var(--lav)}
.tile.svc.s2{border-top-color:var(--navy)}
.tile.svc:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(27,30,49,.10)}
.tile.svc .more{margin-top:auto;padding-top:16px;font-weight:700;color:var(--navy);display:inline-flex;gap:8px;align-items:center}
.more svg{width:18px;height:18px}
.tile ul{margin:10px 0 0;padding-left:20px;color:var(--muted);font-size:15.5px}
.tile li{margin:6px 0}
.checks.dark li{color:var(--ink)}
.checks.wide{margin-top:22px;gap:14px 36px}
@media(min-width:760px){.checks.wide{grid-template-columns:repeat(2,minmax(0,1fr))}}

/* guía y rollover */
.guide{display:grid;gap:26px;align-items:center;background:var(--lav-soft);border:1.5px solid #E3DCFB;border-radius:24px;padding:28px 22px}
.guide .cover,.roll .cover{margin:0 auto;box-shadow:0 14px 30px rgba(27,30,49,.22);border:1px solid rgba(27,30,49,.12)}
.guide h2{font-size:clamp(26px,5.6vw,36px);font-weight:800;margin-bottom:8px}
.guide .intro{margin-bottom:16px}
.guide .checks{margin-top:4px}
@media(min-width:760px){.guide{grid-template-columns:auto 1fr;padding:38px 40px;gap:44px}.guide .cover{margin:0}}
.roll{display:grid;gap:26px;align-items:center}
.roll p{color:#33374D;max-width:44em}
.roll h2{font-size:clamp(26px,5.6vw,36px);font-weight:800;margin-bottom:12px}
@media(min-width:760px){.roll{grid-template-columns:1fr auto;gap:48px}.roll .cover{margin:0}}

/* a favor / a revisar */
.pc{display:grid;gap:14px}
@media(min-width:760px){.pc{grid-template-columns:1fr 1fr}}
.pc .box{border-radius:var(--r);padding:24px}
.pc .good{background:var(--lime-soft);border:1.5px solid #DDEB9B}
.pc .watch{background:var(--lav-soft);border:1.5px solid #E3DCFB}
.pc h3{font-size:20px;font-weight:800;margin-bottom:10px}
.pc ul{margin:0;padding-left:20px}
.pc li{margin:9px 0;font-size:15.5px;color:#2C2F47}

/* garantizado / no garantizado */
.guar{display:grid;gap:14px;margin-top:6px}
@media(min-width:760px){.guar{grid-template-columns:1fr 1fr}}
.guar .g{border-radius:var(--r);padding:24px;background:#fff}
.guar .yes{border:2px solid var(--navy)}
.guar .no{border:2px dashed #AEB2C9}
.guar h3{font-size:20px;font-weight:800;margin-bottom:10px}
.guar ul{margin:0;padding-left:20px}
.guar li{margin:9px 0;font-size:15.5px;color:#2C2F47}

/* formularios en fondo claro */
textarea{width:100%;min-height:92px;border:1.5px solid #CFD2E0;border-radius:12px;padding:12px 14px;font:inherit;font-size:16px;color:var(--ink);background:#fff;resize:vertical}
textarea:focus{border-color:var(--navy);outline:3px solid rgba(197,231,58,.7);outline-offset:0}
.card.light{box-shadow:0 14px 44px rgba(27,30,49,.12);border:1.5px solid var(--line)}
.lead-grid{display:grid;gap:28px;align-items:start}
@media(min-width:920px){.lead-grid{grid-template-columns:.85fr 1.15fr;gap:56px}}
.lead-copy h2{font-size:clamp(28px,6vw,40px);font-weight:800;margin-bottom:10px}
.contact-list{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:14px}
.contact-list li{display:flex;gap:12px;align-items:center;font-weight:600}
.contact-list svg{width:22px;height:22px;flex:none;color:var(--navy)}

/* contacto */
.contact-grid{display:grid;gap:34px;align-items:start}
@media(min-width:960px){.contact-grid{grid-template-columns:1fr 1fr;gap:56px}}
.contact-grid h2{font-size:26px;font-weight:800}
.info-list{display:grid;gap:10px;margin:18px 0 30px}
.info{display:flex;gap:14px;align-items:center;padding:14px 16px;border:1.5px solid var(--line);border-radius:14px;text-decoration:none;color:inherit;background:#fff}
a.info:hover{border-color:var(--navy)}
.info svg{width:24px;height:24px;color:var(--navy);flex:none}
.info small{display:block;color:var(--muted);font-size:13px}
.info b{font-size:17px;overflow-wrap:anywhere}
.book{border:2px solid var(--navy);border-radius:20px;padding:24px;margin-bottom:28px;background:#fff}
.book h2{font-size:24px;margin-bottom:8px}
.book p{color:#33374D}
.book .btn{margin-top:6px}
#cal-embed iframe{width:100%;height:660px;border:0;border-radius:12px;margin-top:14px}
.fine.left{text-align:left;margin:12px 0}
.topics h3{font-size:19px;margin-bottom:8px}
.topics ul{padding-left:20px;margin:0}
.topics li{margin:6px 0;color:#33374D}

/* llamado final con dos botones */
.final .cta-row .btn{margin:0}

/* pie */
.foot-grid{display:grid;gap:26px;margin-bottom:24px}
@media(min-width:760px){.foot-grid{grid-template-columns:1.2fr 1fr 1fr 1.2fr}}
footer h4{margin:0 0 10px;color:#fff;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase}
footer .foot-grid a{display:block;text-decoration:none;color:#D9DBE8;margin:7px 0;font-size:14.5px}
footer .foot-grid a.brand{display:flex;margin:0 0 6px}
footer .foot-grid a:hover{text-decoration:underline}
.foot-role{margin-top:8px;color:#B6B9CC;font-size:14px}
footer .legal{border-top:1px solid rgba(255,255,255,.12);padding-top:20px}
@media(max-width:919px){footer{padding-bottom:96px}}

/* barra móvil de llamada y cita */
.mbar{position:fixed;left:0;right:0;bottom:0;display:grid;grid-template-columns:1fr 1.5fr;gap:10px;background:#fff;padding:10px 14px calc(10px + env(safe-area-inset-bottom));box-shadow:0 -6px 24px rgba(0,0,0,.18);transform:translateY(110%);transition:transform .25s;z-index:35}
.mbar.show{transform:none}
.mbar .btn{min-height:50px;font-size:16px;padding:0 12px}
@media(min-width:920px){.mbar{display:none}}

/* legales con el encabezado nuevo */
.legal-page a{color:var(--navy)}

/* alianzas comerciales */
.lead-copy .steps{margin:20px 0 18px}
.lead-copy .steps li{font-size:16px;color:#33374D}
.lead-copy .steps b{color:var(--ink)}
.lead-copy .note{font-size:14.5px;color:var(--muted);margin-top:12px;max-width:34em}
.lead-copy .note a{color:var(--navy);font-weight:700}
.form-ok{text-align:center;padding:26px 6px 20px}
.form-ok svg{width:56px;height:56px;margin:0 auto 14px}
.form-ok h3{font-size:25px;font-weight:800;margin-bottom:8px}
.form-ok p{color:var(--muted);font-size:16px}
textarea[name=mensaje]{min-height:120px}
.row2{display:grid;gap:0 12px;grid-template-columns:minmax(0,1fr)}
@media(min-width:520px){.row2{grid-template-columns:repeat(2,minmax(0,1fr))}}
.checks.hero-ways{display:none;margin-top:28px}
@media(min-width:920px){.checks.hero-ways{display:grid}}
.sec .note{font-size:14.5px;color:var(--muted);margin-top:14px;max-width:46em}
.sec .note a{color:var(--navy);font-weight:700}

/* Cabeceras con formulario al lado del título (vida, IUL, anualidades, contacto): firma y botón de llamar solo en pantalla grande */
.hero-desk{display:none}
@media(min-width:920px){.hero-desk{display:block}.hero-desk .byline{margin-top:30px}.hero-desk .cta-row{margin-top:22px}.hero-desk .cta-row .btn{flex:0 1 auto;min-width:0}}
.hero .copy h1{max-width:17em}
/* Inicio en móvil: sin botones ni firma antes del formulario (el formulario es lo primero que se ve) */
@media(max-width:919px){.hero-grid.two .copy>.cta-row,.hero-grid.two .copy>.byline{display:none}}

/* 3 nov 2026: aviso de estado sin licencia */
.state-note{font-size:12.8px;line-height:1.45;color:var(--muted);margin:7px 0 0}
.state-note[hidden]{display:none}