Dallanis Avila, MBA
Insurance agent with a business background (MBA). I focus on life insurance, IUL and annuities, and I serve you in English or Spanish.
- MBA
- Insurance agent
- English and Spanish
- Serving 7 states
Numbers first, explained plainly
I hold an MBA and I am an insurance agent. I focus on three products: life insurance, IUL and annuities, including what to review before moving a 401(k) from a previous job.
My business training taught me to judge a decision by its numbers: what it costs, what its limits are, what is guaranteed and what is not. That is how I explain each product, with the contract and the costs on the table and not only the benefits.
These are big decisions and they are often made in a hurry. My job is that, when you decide, you know exactly what you get and what you give up, including the option of not buying anything.
What you can expect from me
Numbers first
Costs, charges, caps and time periods on the table before we talk about benefits.
Exact guarantees
I tell you what the contract guarantees and what it does not. Caps, participation rates and current rates are not guaranteed.
Clarity in your language
In English or Spanish, without unnecessary jargon and without pressure.
My process
I listen
Your situation, your goals and your questions.
I compare
The relevant options, with their exact costs, limits and guarantees.
You decide
No pressure. You keep the information.
How I am paid
I do not charge for the consultation. When a person buys a life insurance policy or an annuity, the insurance company pays me compensation. Compensation can vary by product and company, and that can create an incentive. That is why I explain how it works, and you can ask me about it at any time.
What I do not do
- I am not an investment advisor, and my MBA does not change that: I do not give investment, legal or tax advice.
- I do not represent every insurance company in the market: I work with the companies I am contracted with, and that limits the products I can offer you.
- I do not pressure you to buy or to move your money.
- I do not promise returns.
Want to talk?
Leave your details and I will contact you for your free 20-minute consultation.
Tell me what you need
I will contact you by phone or text, whichever you prefer. It is free and there is no obligation.